At Solent Finance we offer a range of lending options, homeowner or tenant, it doesn't matter to us! we are able to provide you with an individual solution that is tailored to your requirements.

Please select from the list below:

Secured Loans

Adverse Credit? No Problem!

Low rates from 7.9%APR. The overall cost for comparison is 10.9% APR typical - variable. Over 60% of our customers receive a lower APR than the typical rate shown; our highest rate is 19.9%APR variable.

• Any purpose loans from £5,000 to £500,000

• Low rate loans from 7.9% APR variable.

• No proof of income required. Special schemes available for the self-
  employed and loans available up to 100% of the property value

• No Equity? No Problem - up to 125% of property value loans available

• Interest-only, fixed-rate and flexible loans available

• Applicants with credit problems welcome

• No upfront fees or charges for cancellation - guaranteed!

Secured loans are loans secured on property, in much the same way as a mortgage. Secured loans require no upfront survey, legal or other fees. Loans are available for any purpose: debt consolidation, the purchase of a new car, home improvement, holidays, or anything your clients choose.

We have products available for people with all types of credit history, including those with CCJs, mortgage arrears, and IVA and bankruptcy (providing you have been discharged).

We can also offer a self-certification of income facility if you do not have up to date accounts and business plans.

To qualify for a loan you must be over 18, resident in the UK and a homeowner. We have special schemes available for those requiring a self certification facility that can go up to 100% of property value. There are also many schemes available for those that have had credit problems in the past and those that have already been declined for a loan elsewhere. We also have schemes available for those with a good financial track record; we can offer highly competitive rates to these types of borrowers that are often more competitive than you would imagine.

You can Apply Now for a fast solution to your Secured Loan needs.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. 

Un-Secured Loans

Unsecured loans from £250 - £20,000 for tenants and homeowners
 

Unsecured loans available for any purpose subject to status and affordability  -  these loans are available to Tenants, Council Tenants, Living With Parents, Homeowners etc ...

The unsecured loan maybe used to purchase a new or used car, a dream holiday, pay off all your existing debt or debts, home improvements, to finance your dream wedding and more.

Unsecured loans are available for people in full time employment, part time employment, claiming disability living allowance, housewives, househusbands, unemployed, retired, self employed and contract workers  -  no matter what your circumstances, all unsecured loan applications are considered on their own individual merit.

Even if you consider yourself to have poor credit, bad credit or adverse credit history but can afford the repayments  -  your application will be considered and with a fast decision.

We are determined to put the customer at the centre of ALL we do,
                                                                  so APPLY NOW - you are in safe hands ...

The size of the loan you can apply for is determined by many factors.  Fill our the simple application form and you will be contacted with an in principle decision within 24 hours.

Loans are tailored to meet your particular needs.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Bridging Loans

Our no-status bridging loans are suitable for a wide range of circumstances and clients. Perhaps you need a bridging loan to complete on a property deal - we have the team to deliver you the funds in time. Maybe you need a bridging loan for a short term injection of cash to your business - we can make this happen for you.

Solent Finance can provide bridging loans with true self cert facilities, a minimum of questions and fuss. Bridging loans are a useful product for many clients who need the funds fast, we recognise this and our reputation is built upon it.

Our dedicated team will provide you with a decision within the hour, in many cases much faster than that. You will be speaking directly with the lender, we do not have a long red tape filled process, we are just intent on delivering you your bridging loan as soon as possible.

Our bridging loans are suitable for clients that have credit problems or are in arrears on current finance. We are here to solve problems not judge or create more headaches for you. You can be safe in the knowledge that your bridging loan is in the hands of experts, we care about our service and you wont be sorry you contacted us!

You can Apply Now for a fast solution to your bridging loan needs.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Commercial Loans/Mortgages

The business world is generally an unforgiving place, we, however, can give you the helping hand you need. We have a commercial mortgage designed with you in mind, whether you are taking on your first business or looking to expand your current enterprise.

Don't worry if you have arrears or other bad credit, WE CAN HELP! Our lenders have a range of commercial mortgages to suit your needs and circumstances. We can offer:

  ^o  CCJ's, Defaults and Arrears
  ^o  Full Status / Self Cert
  ^o  Up to 79% LTV
  ^o  1 month to 30 years
  ^o  £50,000 - £10,000,000
  ^o  Hassle free process
  ^o  Fast, friendly service
  ^o  Declining profit
  ^o  Accounts not always necessary
  ^o  Capital raising
  ^o  Debt restructure
  ^o  Business rescue packages
  ^o  Asset finance
  ^o  Invoice factoring
  ^o  Health sector welcome

Not all brokers are the same, don't let just anyone get involved in your commercial mortgage, call the experts or Apply Online now and take control.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.